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Battle Born Growth Microloan Program

The microloan program provides simple and affordable loans, up to $250k, to small businesses across Nevada. Applicants will be matched with lenders who meet their needs and who are able to serve their small businesses. Additionally, a dedicated Technical Assistance Program provided in partnership with the Nevada Small Business Development Center (SBDC) will be available to assist with credit counseling, financial statements, general business guidance, and many other requested services.


Loans will be offered for terms between three and six years (36-72 months) at rates equal to the WSJ Prime rate plus up to 4% depending on the length of the loan.* These are fixed rate loans, and your rate will not go up or down for the entire term of your loan. The lenders in this program are nonprofit mission-driven lenders with a long history of serving small businesses across Nevada. These loans are designed to be simple, affordable, and easy for Nevada small businesses to access to use these funds to run and expand businesses across the state.

* As of May 5, 2023, loans are offered at rates between 9.25% - 12.25%. The program rates will fluctuate with the broader interest rate environment. New rates will go into effect the next business day following a change to the WSJ Prime rate. The rate on your loan will be the lower of (a) the applicable interest rate at the time you submit your application and (b) the time your loan closes. Once closed, individual loans for each business owner will be fixed for the entire term of the loan.


This program is not a grant. These are competively priced loans and will need to be paid back in full with interest. The program is open to all Nevada small businesses with 100 or fewer full-time employees and less than $5 million in annual revenue. Credit and eligibility restrictions will apply, however the preapplication is a no cost and no obligation opportunity for all business owners to see if they are a fit for one of the lenders in the program.

The main focus of this program is to reach small businesses across the state. Our nonprofit lending partners have a long history of serving minority and women owned businesses along with businesses in rural communities so we encourage all eligible business owners to apply. The program is backed by the federal State Small Business Credit Initiative (SSBCI), a federal program designed to support small businesses.


The program’s platform matches borrowers with Nevada lenders offering loans of up to $250k. The program works with mission-driven lenders that provide funding across Nevada, called community development financial institutions (CDFIs), to aid small businesses. We will have lenders who serve all types of businesses in all corners of the state. Business owners will fill out the simple pre-application form, match with a provider, and work directly with that lender to assess loan readiness and creditworthiness. The program also provides access to free business support resources for interested business owners.


You can find the online portal here. It is a simple three-step process to apply for a loan. This video contains additional information to help you identify all documents required.

  • 1. Complete the short questionnaire to provide information about you and your business.
  • 2. Based on your responses, you will be matched with a lender or business support resource
  • 3. Your partner will reach out to determine next steps of:
    • a. Taking a full loan application and checking your business credit and financials. You will be asked to provide further documentation about your business to determine if you are eligible for funding.
    • OR
    • b. Working with you to provide the requested support to either improve your application or help you run a strong and resilient business. Small businesses can opt-in to obtain business support services with our partner the Nevada Small Business Development Center (SBDC). Small businesses who utilized support services during the course of a loan application tend to have a higher loan application success rate than comparable other small businesses without such support.

Partner Organizations